# System Parameters

**Max LTVs:**

* 66.67% for both XRD and LSULP

**Redemption fee:**

* Variable, between 0.5% to 5%

**Interest rate change cooldown:**

* 7 days, meaning if you change interest after having previously set it less than 7 days ago, you'll have to pay an **early interest change fee.**

**Borrow fee / early interest change fee:**

* 7 days worth of interest

**Liquidation fine:**

* 110% of debt value taken from your collateral

**Discount for buying collateral from Flux Reservoirs:**

* 1% (in other words, you can buy collateral from Flux Reservoirs at 99% of the real price)
